Statements & Policies
Summary of Disclosures
- By accessing StocksToBuyNow (hereinafter referred to as “STBN,” “we,” “us,” or “our”) website you are representing affirmatively that you have read and understood the entirety of the following Statements & Policies, which include important information not included in this Summary of Disclosures (Summary). You represent affirmatively that you are not relying solely on this Summary.
- By accessing the STBN website, you agree that you have reviewed and agree to the following Statements & Policies. If you do not agree to these Statements & Policies, you may not use the STBN website and affirmatively acknowledge that you have not used or viewed content on the STBN website.
- STBN provides readers with information regarding publicly traded companies that have paid a fee to STBN to provide advertising, news and public relations services on their behalf. STBN receives compensation from the companies in the form of cash and/or securities in the companies.
- STBN is neither an investment adviser nor a broker-dealer. The information presented in the STBN website is provided for informational purposes only and is not to be treated as advice or a recommendation to make any specific investment. None of the information provided through this website constitutes advice or a recommendation. Please consult with an independent investment adviser or other financial adviser or financial professional before making an investment decision.
- The opinions and analyses included in this website are based on factual information obtained from public filings and other sources deemed to be reliable and are provided “as is” in good faith. STBN makes no representation or warranty, expressed, implied, or statutory, is made as to the accuracy or completeness of such information, which may be subject to change without notice.
- STBN and its owners, members, officers, directors and affiliates may own, or may buy and sell, securities of companies profiled on the STBN website at any time before, during, or after distribution of information on the companies by STBN.
Safe Harbor Statement
This website includes forward-looking statements pertaining to future anticipated plans, performance and development of the companies on whose behalf we disseminate information. Any statements on this website that are not statements of historical fact should be considered forward-looking statements. These forward-looking statements generally can be identified by phrases such as “believes,” “expects,” “anticipates,” “foresees,” “forecasts,” “estimates,” “intends,” or other words or phrases of similar import. Similarly, statements in this website that describe a company’s business strategy, outlook, objectives, plans, intentions or goals also are forward-looking statements. All such forward–looking statements are subject to certain risks and uncertainties that could cause actual results to differ materially from those in such forward-looking statements.
By accessing STBN’s website, you signify your agreement to these Statements & Policies. Further, you are representing affirmatively that you have read and understood the entirety of these following Statements & Policies. If you do not agree to these Statements & Policies, you may not use the STBN website. We reserve the right, at our sole discretion, to change, modify, add or delete portions of these Statements & Policies at any time. The STBN website may contain many links to other websites, including paid advertisements, the content of which STBN does not manage. We do not endorse, nor are we responsible for, any of the content of those external websites, including the accuracy and completeness of any content on such external websites.
Copyright & Licensing Notice
STBN owns and controls all rights, including copyright, in the content of the STBN website.
In accessing the STBN website, you agree that you may only download and/or view the content for your own personal, non-commercial use, and such content you agree expressly cannot be used in any pleading or for any purpose in a court of law, arbitration forum or adjudicatory proceeding.
Except where expressly stated otherwise, without the prior written permission of STBN, you are not permitted to copy, broadcast, download, store (in any medium), transmit, show or play in public, adapt or change in any way the content of the STBN website for any other purpose whatsoever.
In accessing the STBN website certain financial market data and information content and services (collectively the “QuoteMedia Services”) are provided by QuoteMedia, Inc. (“QuoteMedia”) and its Information Providers. “Information Providers” refers to third parties, including without limitation all exchanges and quotation services, which provide financial or investment information, such as raw exchange data, analysis, commentary, market data, news or research, or tools (“Information”) by or through the QuoteMedia Services.
The QuoteMedia Services and all of the Information are provided “as is” without warranty of any kind. QuoteMedia and Information Providers expressly disclaim all warranties and conditions with regard to the QuoteMedia Services and the Information, including, without limitation, all implied warranties and conditions of merchantability, fitness for a particular purpose, title, and non-infringement. By using the QuoteMedia Services and Information, you assume all of the risks associated with such use, and you release and agree to indemnify and hold harmless QuoteMedia and Information Providers from any and all liability, claims for damages, and losses arising from or connected with such risks.
You agree that neither QuoteMedia nor the Information Providers shall have any liability, contingent or otherwise, for the truth, accuracy, completeness, timeliness, interruptions, omissions or correct sequencing of the Information on the QuoteMedia Services, or for any decision made or action taken by you in reliance upon or interpretation of the QuoteMedia Services and Information. In no event shall QuoteMedia or the Information Providers be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with (1) the use of the QuoteMedia Services and Information; (2) the delay, interruption or inability to use any aspect of the QuoteMedia Services and Information; (3) any Information obtained through the QuoteMedia Services; or (4) otherwise arising out of the use of the QuoteMedia Services and Information, whether based on contract, tort, strict liability or otherwise, even if QuoteMedia or Information Providers have been advised of the possibility of damages.
This notice applies to all information collected or submitted on the STBN website. On some pages, you can make requests and register to receive materials. The types of personal information collected at these pages are:
- Email address
- Phone number(s)
The Way We Use Information
We use the information you provide about yourself when responding to your requests for specific information. We occasionally share this information with outside parties whom we believe you would find of interest. We may be compensated by such parties for this service. We use return email addresses to answer the email we receive. You can register with our website if you would like to receive our periodic mailings as well as updates on our new products and services. Information you submit on our website will not be used for this purpose unless you fill out the registration form. We use non-identifying and aggregate information to better design our website and to share with advertisers. For example, we may tell an advertiser that X number of individuals visited a certain area on our website, or that Y number of men and Z number of women filled out our registration forms. Finally, our practice is not to use or share the personally identifiable information provided to us online in ways unrelated to those described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.
Our Commitment to Data Security
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place what we believe are appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. However, we make no guarantees or representations and provide no assurances that such procedures will be effective and that all information will remain secure under all circumstances.
Our Commitment to Children’s Privacy
Protecting the privacy of children is especially important. For that reason, we never collect or maintain information at our website from individuals whom we actually know are under the age of 13, and no part of our website is structured to attract anyone under the age of 13.
How You Can Access or Correct Your Information
You can access all your personally identifiable information that we collect online and maintain by editing your user profile. We use this procedure to better safeguard your information. You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error. To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.
STBN “Tip of the Day/Week” Disclaimer
STBN is not a registered investment advisor or broker-dealer. The information contained on this site is not, is not intended to be, and shall not constitute, an offer to sell nor the solicitation of any offer to buy any security. The information presented on this site is provided for informational purposes only and is not to be treated as advice to make any specific investment or for use in any investment decision. Please consult with an independent investment advisor before making an investment decision. Neither STBN nor its officers, directors, partners, consultants nor anyone involved in this site is a registered investment adviser or broker-dealer or associated person of an investment adviser or broker-dealer and none of the foregoing make any recommendation that the purchase or sale of securities of any company profiled on this site is suitable or advisable for any person or that an investment or transaction in such securities will be profitable. Past performance of profiled securities is not indicative of future results. Companies profiled on this site may lack an active trading market for their securities and investing in securities that lack an active trading market or trade on certain media, platforms and markets are deemed highly speculative and carry a high degree of risk. Anyone investing in such companies should be able financially and prepared to bear the risk of loss and actual loss of his or her entire investment.
Educational Resources Disclaimer
Online Broker Reviews are provided for general information purposes only and should not be considered an individualized recommendation or advice. A resource to learn more about your investment professional and firm is http://finra.org/brokercheck
STBN DOES NOT receive any compensation from any of the online brokerage firms reviewed in Educational Resources – Online Broker Reviews.
Email and Instant Message Policy
Information Regarding Securities and Market Data. STBN does not guarantee any information regarding securities issues and market data contained in an email to or from its contractors, agents, or affiliates.
Email and Instant Message (IM) Security. STBN is not responsible for any damages resulting from a third party intercepting or otherwise obtaining an email, or the information contained within an email, sent to or from STBN, its contractors, agents, or affiliates. For your protection, do not include account numbers, social security numbers, credit card numbers, passwords or any other non-public information in your email or IM.
Monitoring and Confidentiality of Email and Instant Messaging (IM). STBN may monitor email and IM communications addressed to the firm and any of its contractors. STBN reserves the right to monitor such communications and does not guarantee the confidentiality of any transmission.
The STBN website provides readers with information regarding private & publicly traded companies that have retained STBN to provide advertising branding, marketing, news syndication and public relations services on their behalf. STBN receives compensation from the companies in the form of cash and/or securities in the companies. Such compensation, especially compensation in the form of securities, may create an actual or potential conflict of interest. In addition, to the extent that parties, including the companies discussed, investors or others, further disseminate content or other statements provided by STBN, such parties operate outside of STBN’s control and such further dissemination is without the permission and authority of STBN. Such further dissemination may not be accompanied by appropriate disclaimers or other disclosures, and STBN assumes no responsibility for and expressly disclaims responsibility for any such statements, omissions or dissemination.
Because STBN receives compensation for disseminating information, we may have a conflict of interest in terms of disseminating negative information about the companies that retain us. Readers should consider this in reaching their independent decision as to how to use the information contained in the STBN website.
It is the practice of STBN to sell all securities received as compensation upon the expiration of the applicable holding period as set forth generally in Rule 144 under the Securities Act of 1933 (Rule 144), notwithstanding the fact that STBN may be advertising or distributing materials on such securities and their issuers at the time of the sale of such securities. More generally, STBN may sell any securities that it holds at any time that it legally may do so, as it deems appropriate.
In addition, writers and editors who provide or review content contained on STBN’s website may buy, sell or maintain positions in securities of the companies discussed on STBN’s website. Such trading, which necessarily reflects an individual’s personal resources and financial condition, may be inconsistent with statements on STBN’s website. STBN assumes no responsibility for and expressly disclaims responsibility for any statements or omissions about compensation to all writers and editors who provide or review content.
Neither STBN nor its owners, members, officers, directors, partners, consultants, nor anyone involved in the publication of this website, is a registered investment adviser or broker-dealer or associated person with a registered investment adviser or broker-dealer and none of the foregoing make any recommendation that the purchase or sale of securities of any company profiled in the STBN website is suitable or advisable for any person or that an investment or transaction in such securities will be profitable. The information contained in the STBN website is not intended to be, and shall not constitute, an offer to sell nor the solicitation of any offer to buy any security. The information presented in the STBN website is provided for informational purposes only and is not to be treated as advice or a recommendation to make any specific investment. Please consult with an independent investment adviser and qualified investment professional before making an investment decision.
The opinions and analysis included in this website are based on factual information obtained from public filings and other sources deemed to be reliable and are provided “as is” in good faith. STBN makes no representation or warranty, expressed, implied, or statutory, as to the accuracy or completeness of such information, which may be subject to change without notice. STBN shall not be liable for any errors or any actions taken in reliance thereon. Statements of opinion and belief are those of the authors and/or editors who contribute to this website, and are based solely upon the information possessed by such authors and/or editors. No inference should be drawn that STBN or such authors or editors have any special or greater knowledge about the companies profiled or any particular expertise in the industries or markets in which the profiled companies operate and compete.
Factual information on this website is obtained from public filings and other sources deemed to be reliable; however, STBN takes no responsibility for verifying the accuracy of such information and makes no representation that such information is accurate or complete. Certain statements included in this website may be forward-looking statements based on current expectations. STBN makes no representation and provides no assurance or guaranty that such forward-looking statements will prove to be accurate. Persons using the STBN website are urged to consult with independent financial advisers with respect to an investment in any company profiled herein. Additionally, persons using this website expressly represent that the content in this website is not and will not be a consideration in such persons’ investment decisions. Investors should verify independently information provided in the STBN website by completing their own due diligence on any company in which they are contemplating an investment and review a complete information package on that company, which should include, but not be limited to, the company’s annual reports, quarterly reports, press releases, and regulatory filings, which are available at no cost at the SEC’s website (sec.gov) or directly from the issuer.
Past performance of profiled securities is not indicative of future results. Companies profiled on this site may lack an active trading market for their securities and investing in securities that lack an active trading market or trade on certain media, platforms and markets are deemed highly speculative and carry a high degree of risk. Anyone investing in such companies should be able financially and prepared to bear the risk of loss and actual loss of his or her entire investment. The information on this website is not designed to be used as a basis for an investment decision. Instead, the purpose of this website is to enable issuers to establish visibility and become known or better known. Persons using the STBN website should confirm to their own satisfaction the veracity of any information prior to entering into any investment. The decision to buy or sell any security of a company that may be featured by STBN is done purely and entirely at the reader’s own risk. As a reader and user of this website, you agree that under no circumstances will you seek to hold liable STBN’s owners, members, officers, directors, partners, consultants or other persons involved in the publication of this website for any losses incurred by the use of information contained in this website.
STBN and its owners, members, officers, directors, contractors and affiliates may own, or may buy and sell, securities of companies profiled in this website at any time before, during, or after distribution of information on the companies by STBN. STBN and its contractors and affiliates may profit in the event the shares of the companies increase or decrease in value. Such securities may be bought or sold from time to time, even after STBN has distributed positive information regarding the companies. STBN does not guarantee that it will purchase the securities of profiled companies. STBN does not request from and does not require that STBN’s independent contractor writers and editors provide information to STBN about their trading activities, including trading activities about which they may wrote. STBN has no obligation to inform readers of its trading activities or the trading activities of any of its owners, members, officers, directors, contractors and affiliates and/or any companies affiliated with STBN’s owners, members, officers, directors, contractors and affiliates. STBN and affiliates may from time to time enter into agreements to purchase securities of publicly traded companies to provide financing to these companies.
The content published on this website is intended for and only to be used for reference purposes and is neither an offer nor a solicitation to purchase or sell any security or instrument or to participate in any particular trading strategy. None of the information provided through this website constitutes advice or a recommendation that any investment or trading strategy is suitable for any person. Further, users of this website agree that they are not using any content of this website in or in connection with an investment decision. Persons should consult with their financial advisers before making any investment decisions.
THERE CAN BE NO ASSURANCE THAT THE CONTENT PUBLISHED ON THIS SITE IS ACCURATE OR WITHOUT ERROR. ANY PERSON WHO MAKES USE OF SUCH CONTENT EXPRESSLY ASSUMES ALL RISKS FROM USING THE CONTENT. In particular, STBN does not guarantee it reviews, and is not responsible for confirming, the accuracy of issuer documents and information submitted for inclusion on this site. The issuer and its management are primarily responsible for the accuracy of any information regarding the issuer provided on this site. The issuers are the publishers of all information provided by the issuers available on this site. INVESTORS ARE STRONGLY ADVISED TO CONFIRM THE ACCURACY OF ANY INFORMATION OBTAINED FROM THIS SITE PRIOR TO MAKING ANY INVESTMENT DECISION.
OTC Risk Warnings
Because many securities traded Over-The-Counter (OTC) are relatively illiquid, or “thinly traded,” which tends to increase volatility in market prices, an investment in an OTC security involves a high degree of risk. These speculative and illiquid securities are often difficult for investors to buy or sell without significantly affecting the quoted price. It should be noted that the liquidation of a position in an OTC security may not even be possible within a reasonable period of time.
Dependable information regarding issuers of OTC securities, their prospects, or the risks associated with the business of any particular issuer or an investment in the issuer’s securities may not be available. For this reason, it may be difficult to properly value an investment in an OTC security or accurately determine the risks involved with investing in such a security. For more information about investing in microcap securities, please read the content on the SEC’s website, including the SEC’s investor publication titled “Microcap Stock: A Guide for Investors” available at https://www.sec.gov/investor/pubs/microcapstock.htm.
Issuers of OTC securities quoted on the OTC Link system are not required to provide any kind of information to investors. While many issuers register OTC securities with the Securities and Exchange Commission (SEC) and regularly provide reports to investors in connection with such registration, they are not required to continue such registration or regularly provide such reports because their securities are quoted on OTC Link. Securities may continue to be quoted on the OTC Link system if issuers are delinquent in their reporting obligation to the SEC or other federal or state regulatory agencies. Quotation of a security on the OTC Link system or the Yellow Sheets does not in itself create any ongoing filing or reporting obligations with the SEC for any issuer. In fact, issuers may not even be aware that their securities are quoted on the OTC Link system.
Third-Party Editorial Article Content General Terms and Service Agreement
The STBN website may contain articles and other content submitted by third parties, including, but not limited to, articles submitted through the STBN Premium Partnership Program. The opinions and other statements expressed by such third parties are theirs alone and do not express the views and opinions of STBN or its affiliates. Content created by third parties is the sole responsibility of such third parties, and STBN does not endorse or guarantee the accuracy and completeness of all third-party content. You acknowledge that by providing you with a portal providing you with the ability to view third-party content through the STBN site, STBN is not undertaking any obligation or assuming any liability relating to such third-party content. STBN and its members, affiliates, successors, assigns, officers, directors, and partners assume no responsibility or liability that may arise from the third-party content, including, but not limited to, responsibility or liability for claims for defamation, libel, slander, infringement, invasion of privacy and publicity rights, fraud, or misrepresentation. Notwithstanding the foregoing, STBN reserves the right to remove third-party content at any time in its sole discretion.