Disseminated on behalf of Silvercorp Metals Inc. (NYSE-A/TSX: SVM) and includes paid advertisement.

• Silvercorp Metals is a Canadian company with producing mines in China and development projects in Ecuador
• Silvercorp is constructing the El Domo copper-gold mine in Ecuador, which is expected to begin production in 2027
• The company’s second Ecuadorean project, Condor gold, is supported by  a Preliminary Economic Assessment (“PEA”) that highlights its potential for underground development
• Condor is expected to produce over 100 thousand ounces of gold a year over a 13-year mine life, at an all-in sustaining cost of $1,258/ounce net of by-product credits
• The PEA reports an after-tax net present value of $522 million, and an after-tax internal rate of return of 29% at a base case gold price of $2,600/ounce, increasing to $1.5 billion and 60%, respectively, at $4,300/ounce

Canadian precious metals producer Silvercorp Metals (NYSE American/TSX: SVM) has reported the results of a Preliminary Economic Assessment (“PEA”) for the Condor project in Ecuador, highlighting the potential scale and economics of a low-cost underground gold operation. The company’s growth projects in Ecuador, including the El Domo copper-gold mine currently under construction (https://ibn.fm/fugAc), are funded by its strong balance sheet and cash flow from its mines in China, which recently reported one of their strongest quarterly performances (https://ibn.fm/Ff3L3).

Expansion into Ecuador represents an important new front for the company beyond their productive China camps. The new PEA results for Silvercorp’s Condor gold project in Ecuador estimates an after-tax net present value of $522 million and an after-tax internal rate of return of 29% at base case metal prices of $2,600 per ounce for gold, $31.00 per ounce for silver, $1.27 per pound for zinc, and $0.91 per pound for lead. That present value and rate of return rise to $1.56 billion and 61% when factoring near spot metal prices (https://ibn.fm/hmRcH).

The study outlines a 13 year underground operation at the Camp and Los Cuyes deposits, producing approximately 1.38 million ounces (oz) of payable gold, 5.27 million oz of payable silver, 95.66 million pounds (lbs) of payable zinc and 8.45 million lbs of payable lead, at an all-in sustaining cost of $1,258/oz net of by-products.

Initial capital cost is estimated at $291 million, reflecting several key advantages of Condor. These include mineralization at portal elevation, which allows direct access without the need for ramp development; steeply dipping, continuous mineralization with approximately one-third of mineralization located above the main haulage level; and fair-to-good rock conditions with a thin saprolite cover, which are suitable for longhole stoping.

Silvercorp will continue working toward a new environmental permit, which would allow underground development for exploration tunnels. The planned tunnels into two deposits will enable underground drilling to upgrade mineral resources and explore the on-strike and down-dip extension of the known mineralized zones in them, according to the company.

For more information, visit the company’s website at https://silvercorpmetals.com/welcome.

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• The awards span a national deployment in Western Europe and follow-on projects in Texas and Wisconsin.
• Both U.S. contracts represent second wins in states entered only months earlier.
• Each award involves replacing incumbent electronic monitoring technology providers.
• SuperCom’s PureSecurity(TM) platform underpins all three deployments.
• The wins add to a growing base of recurring EM contracts across EMEA and North America.

SuperCom (NASDAQ: SPCB), a global provider of secured e-Government, IoT, and cybersecurity solutions, has begun the year with a sequence of electronic monitoring (“EM”) contract awards across multiple jurisdictions. Since January, the company has disclosed three separate wins: a national-level EM contract in Western Europe, followed by second contract awards in Texas and Wisconsin, highlighting SuperCom’s continued expansion in the U.S. and internationally.

The most significant of the three awards is a national electronic monitoring contract in a Western European country, announced earlier this month (https://ibn.fm/rDTXc). The agreement extends SuperCom’s proprietary domestic violence prevention solutions to a tenth country globally and reinforces its position in Europe, where national-level EM deployments remain a central part of public safety infrastructure.

Under the European contract, SuperCom will support multiple national government agencies through a partnership with a leading local service provider that already manages electronic monitoring programs nationwide. The scope includes offender monitoring, GPS tracking, home detention, and domestic violence prevention. A notable feature of the award is that SuperCom will displace the incumbent national EM technology provider, with the local partner planning to transition its entire electronic monitoring portfolio to SuperCom’s proprietary platform.

Implementation is scheduled to begin in the first quarter of 2026 under a multi-year framework with an initial term of at least three years. The structure includes both device purchases and ongoing monthly service fees. While the agreement allows for additional programs to be added over time, it already spans several national initiatives at launch, reflecting the scale of the deployment.

“Our experience in Europe consistently shows that initial national projects are often just the beginning, expanding over time into additional projects and broader deployments,” said Ordan Trabelsi, President and CEO of SuperCom, in the company’s announcement. He noted that the award demonstrates confidence in SuperCom’s ability to support complex, multi-agency programs using a unified technology platform.

Shortly after the European announcement, SuperCom reported its second electronic monitoring contract win in Texas, just weeks after entering the state (https://ibn.fm/cu3kj). The new award came from another juvenile probation agency, building on the company’s initial Texas entry announced in December.

Under the Texas agreement, the agency selected SuperCom to fully replace its incumbent EM technology provider. The deployment will use SuperCom’s GPS tracking solutions and proprietary monitoring platform to support juvenile supervision programs. The contract follows a recurring revenue model based on active daily monitoring units, a structure commonly used in county-level EM programs.

“Winning a second juvenile probation contract in Texas within weeks of entering the state reinforces the expansion pattern we are executing across the U.S.,” Trabelsi said. He added that once SuperCom establishes a foothold in a new state, additional agencies often evaluate and transition away from legacy systems and adopt the company’s “advanced technology solutions that can scale quickly and reliably.”

A similar pattern emerged in Wisconsin. On January 13, SuperCom announced a second county-level electronic monitoring project in the state, following its initial Wisconsin entry in September 2025 (https://ibn.fm/AMDku). The new project expands SuperCom’s footprint into an additional county and again involves replacing incumbent GPS monitoring technology.

The Wisconsin deployment is being implemented through a regional service provider partnership established in 2025. In addition to GPS tracking, the project includes the launch of domestic violence prevention monitoring capabilities that were not previously available in the county. According to the company, SuperCom’s solutions were selected following a competitive evaluation against existing technologies.

These three recent wins “underscore our continued global execution momentum and the effectiveness of our expansion strategy,” Trabelsi said in the Wisconsin announcement.

At the center of all three deployments is SuperCom’s PureSecurity(TM) platform, a modular electronic monitoring suite designed to support a range of supervision needs. The platform integrates GPS, RFID, and cloud-based monitoring tools that can be configured for offender supervision, home detention, and domestic violence prevention (https://ibn.fm/lRklh).

PureSecurity’s architecture allows agencies and service providers to combine hardware and software components based on program requirements. Devices include one-piece and two-piece GPS trackers, RF bracelets, and smartphone-enabled systems. These are supported by cloud software that delivers real-time alerts, compliance reporting, and access to historical data.

Core components of the platform include PureMonitor, the cloud-based interface used by supervising authorities, and PureOne, a one-piece GPS bracelet designed for continuous indoor and outdoor tracking. Additional tools, such as PureCom RF base stations, PureTag RF bracelets, and PureBeacon devices, extend monitoring capabilities for home detention programs and environments where GPS alone may not be suitable.

For domestic violence prevention programs, SuperCom offers mobile applications: PureShield(TM) in the U.S. and PureProtect(TM) in Europe, that provide proximity alerts when court-ordered restrictions are breached. These tools are designed to integrate into broader supervision systems.

Electronic monitoring has become an increasingly common alternative to incarceration, with courts and correctional agencies using EM to support probation, parole, and home detention programs. Research across multiple jurisdictions has linked EM programs to lower costs and reduced reoffending, contributing to wider adoption.

Financially, SuperCom reported record performance through the first nine months of 2025, including $6.0 million in net income and EBITDA margins exceeding 35%, according to company disclosures. With three contract wins announced in rapid succession across Europe and the United States, SuperCom’s early-year activity highlights how its electronic monitoring platform is being adopted by agencies reassessing legacy systems and expanding EM programs across jurisdictions.

For more information, visit the company’s website at www.SuperCom.com.

NOTE TO INVESTORS: The latest news and updates relating to SPCB are available in the company’s newsroom at http://ibn.fm/SPCB

• Xeriant closed 2025 by outlining a growing leadership role for Brig. Gen. Blaine D. Holt (ret.) as President of its Factor X innovation engine.
• An initial appointment marked the beginning of Holt’s formal involvement with Xeriant as its Senior Advisor in Aerospace and Defense, but subsequent developments highlighted an even broader role.
• Under Holt’s leadership, Factor X is positioned to emphasize disciplined innovation rather than purely speculative research.

As emerging technologies increasingly intersect with national security, infrastructure resilience and advanced materials development, companies are placing greater emphasis on leadership that understands both innovation and real-world operational demands. Experience in defense, aerospace and strategic risk assessment has become especially valuable as firms pursue cutting-edge research with broad civilian and government applications. With this in mind, Xeriant (OTCQB: XERI) has expanded the role of Brig. Gen. Blaine D. Holt (ret.), signaling a deeper commitment to disciplined innovation and advanced research.

During the past year, Holt has increasingly been involved with broadening Xeriant’s technology portfolio and shaping the company’s long-term technology strategy. In November, the company announced Holt’s appointment as President of Factor X Research Group, the company’s newly formed advanced research and innovation hub, citing his extensive background in national defense, aviation, emerging technologies and strategic leadership. Xeriant describes Factor X as a Skunk Works–style operation designed to accelerate the discovery and development of transformative technologies across aerospace, advanced materials, nanotechnology and artificial intelligence. 

Holt’s appointment to lead Factor X marked the beginning of his formal involvement with Xeriant and expanded his responsibilities beyond advisory into active leadership of the company’s most forward-looking research initiatives. Xeriant recognized that Holt’s experience advising senior military and government leaders brought a critical perspective to the evaluation and development of advanced technologies with both commercial and strategic relevance.

Holt’s professional background provides context for why Xeriant views him as a strong fit for this role. A retired U.S. Air Force brigadier general, Holt served in senior leadership and advisory positions focused on national security, strategic communications and aerospace operations. His career included roles that required evaluating emerging threats, assessing complex systems and translating advanced concepts into operational realities. Xeriant has emphasized that this experience aligns closely with the goals of Factor X, which is intended to bridge the gap between early-stage innovation and deployable solutions. Furthermore, Holt’s leadership roles in NATO (North Atlantic Treaty Organization) should help pave the way for Xeriant’s international business footprint.

Factor X occupies a central place in Xeriant’s broader corporate strategy. According to the company, Xeriant is focused on discovering, developing and commercializing disruptive technologies, with particular emphasis on advanced materials, aerospace innovation and nanotechnology. Factor X is designed to serve as an internal catalyst for this work, fostering cross-disciplinary collaboration and accelerating research timelines, and is foundational to Xeriant’s focus on diversification and integration within the emerging technology landscape. By consolidating exploratory research under a dedicated innovation hub, Xeriant aims to improve efficiency and ensure that promising concepts are evaluated through both technical and strategic lenses. This agility will be a significant advantage over the legacy prime contractors, who generally employ a siloed research and development structure.

Under Holt’s leadership, Factor X is positioned to emphasize disciplined innovation rather than speculative research. Xeriant has indicated that Holt’s role includes helping prioritize projects, assess real-world applicability, and guide research toward solutions that address tangible market and security needs. This approach reflects a recognition that advanced technologies must ultimately meet regulatory, operational and economic constraints to achieve adoption. Holt’s experience working within highly regulated and mission-critical environments is expected to inform these evaluations.

The expansion of Holt’s role also coincides with Xeriant’s ongoing progress in advanced materials, most notably its nanotechnology-enabled composite materials program. Xeriant has suggested that his strategic oversight can help align materials development with broader infrastructure, safety and resilience needs. This alignment is particularly relevant as industries and governments seek materials that improve fire resistance, durability and sustainability while meeting increasingly stringent standards.

From a governance perspective, Holt’s involvement as the operational leader of Factor X reflects Xeriant’s effort to tightly integrate strategic oversight with innovation execution. The company has framed this structure to reduce friction between vision and implementation, ensuring that advanced research efforts remain aligned with long-term corporate objectives. This model is often seen in technology-driven organizations that seek to balance creativity with accountability.

More broadly, Holt’s increasing participation underscores Xeriant’s intent to position itself at the intersection of advanced technology development and practical application. By elevating a leader with deep experience in aerospace and national security, the company is signaling that it views its research initiatives as having relevance beyond niche markets. Factor X, under Holt’s direction, is intended to explore technologies that could influence multiple sectors, from infrastructure and materials to aerospace and defense-adjacent applications.

The expanded role of Holt represents a meaningful step in Xeriant’s evolution as a technology development company. His transition from board member to leader of Factor X highlights the company’s emphasis on strategic, disciplined innovation and reflects confidence in Holt’s ability to guide advanced research efforts. As Xeriant continues to build its portfolio of technologies, Holt’s leadership is positioned to play a central role in shaping how the company’s most ambitious ideas move from concept to real-world relevance.

For more information, visit www.Xeriant.com.

NOTE TO INVESTORS: The latest news and updates relating to XERI are available in the company’s newsroom at https://ibn.fm/XERI

The resource investment landscape is undergoing seismic shifts, and the Vancouver Resource Investment Conference (“VRIC”) is positioned as one of the most influential gatherings for investors, analysts, and resource-sector leaders in the world. Taking place January 25–26, 2026, at the Vancouver Convention Centre, VRIC continues to be a defining event for those seeking to navigate global macro trends and unearth opportunity in mining and commodities markets.

A Confluence of Market Forces

As global dynamics evolve, the traditional forces that have shaped commodity pricing and capital flows are being reconfigured:

• De-dollarization is reshaping global trade and influencing price discovery in hard commodities.
• Geopolitical tensions are affecting supply chains and spurring strategic investments in resources critical to energy, defense, and technology transitions.
• Emerging markets are set to unleash an unprecedented demand curve for metals and minerals as infrastructure and industrial growth accelerate.
• Artificial intelligence and the energy revolution are creating structural demand for key metals such as copper, lithium, nickel, and rare earth elements.
• A decade of underinvestment in exploration and production suggests a supply crunch is looming, a macro theme underscored throughout the conference programming.

These themes are not abstract, they are shaping investor behavior, corporate strategy, and the calculus of risk and reward across global markets.

A Premier Investor Gathering

VRIC has long been recognized as one of the resource sector’s flagship events. For 2026, the conference once again brings together the global investment community under one roof:

• 120 keynote speakers, including leading economists, financiers, resource executives, and thought leaders.
• 300 mining and exploration companies exhibiting insights, projects, and capital-raising opportunities.
• Thousands of investors, from retail to institutional networking and sharing perspectives on where capital will flow next.

Sessions span macroeconomic outlooks, capital allocation strategy, geopolitical risk, and commodity-specific deep dives, offering attendees a comprehensive view into not just resource markets, but the broader investment environment that drives them.

Executive Access & Company Engagement

One of VRIC’s core strengths is its blend of high-level strategic discourse with hands-on engagement:

• Investors can interact directly with executive management teams from emerging and established resource companies.
• Exhibiting companies such as regional explorers and producers showcase their technical programs, project milestones, and investment narratives, giving delegates firsthand insight into potential portfolio plays.
• Media partners and industry analysts provide real-time coverage and interpretation of market developments, delivering context that helps investors differentiate signal from noise.

Why VRIC is Worth the Spotlight

For active and prospective investors alike, VRIC is more than another conference, it’s a macro barometer, deal room, and community hub rolled into one. In a year where capital markets are recalibrating around resource and commodity themes, VRIC offers:

• A pulse check on supply/demand fundamentals
• High-quality networking across the entire resource ecosystem
• Insight into how geopolitical and economic trends are intersecting with capital flows

From emerging explorers to seasoned producers, from macro strategists to commodity allocators, VRIC remains a must-attend event for anyone serious about understanding and participating in the next phase of the global resource cycle.

For more information and to register, visit: https://ibn.fm/GD4O7

• Beeline Holdings reported more than 100% revenue growth in 2025 compared with 2024.
• The company ended 2025 with over $50 million in total equity and no corporate debt.
• Proprietary AI and automation tools shortened mortgage closing times to 14-21 days.
• Beeline introduced a blockchain-enabled home equity product and completed initial transactions.
• Management outlined plans to scale core mortgage, title, and equity offerings in 2026.
• The company is positioning its platform to serve millennials, gig-economy workers, and property investors.

Beeline Holdings (NASDAQ: BLNE),  a rapidly growing digital mortgage platform streamlining the path to homeownership, presented a series of operational and financial milestones from 2025 while setting out the company’s strategic priorities for the year ahead, according to a shareholder letter published by CEO Nick Liuzza on January 15, 2026. The letter provides investors with a detailed view of how the digital mortgage lender is now benefitting from a year of restructuring and platform development (https://ibn.fm/j7DxI).

Beeline operates a fully digital mortgage and title platform through its subsidiary Beeline Loans Inc. The company offers conventional mortgage products alongside alternative lending and equity solutions aimed at borrowers who may not meet traditional underwriting standards. Its strategy combines artificial intelligence, automation, and blockchain-enabled tools, to reduce friction in mortgage origination and servicing, making it easier for people to find the best path to home ownership, whether for a personal home or an investment property.

Liuzza described 2025 as a foundational year. Beeline completed its transition to a publicly listed company through a reverse merger with Eastside Distilling and divested the non-core spirits business to focus exclusively on digital mortgage lending, title operations, and alternative equity products.

Financially, Beeline reported that revenue in 2025 increased by more than 100% compared with 2024. Management noted that this growth was achieved while controlling operating expenses, despite non-recurring costs tied to the merger, short-term financings, and public company compliance. The company ended the year with more than $50 million in total equity and no debt, excluding warehouse credit lines used to fund mortgage originations.

During the year, Beeline expanded its warehouse lending capacity to $25 million, which management said supports approximately $75 million in monthly mortgage origination capacity. In November, the company also completed a $7.4 million registered direct equity offering, strengthening its balance sheet.

A central theme of the shareholder letter is Beeline’s technology-first operating model. The company relies on a proprietary suite of AI-driven tools designed to automate both customer acquisition and mortgage production. One example highlighted by Liuzza is “Bob,” an AI chat and production bot that the company says generated six times higher lead conversion rates and eight times more mortgage applications than internal benchmarks, without incremental operational cost.

Beeline’s internal workflow engine, known as “Hive,” is designed to automate loan processing and coordination across underwriting, title, and closing functions. According to the company, Hive has reduced average closing times to between 14 and 21 days, roughly half the industry norm. These efficiencies are a key part of Beeline’s effort to operate at lower cost while handling higher transaction volumes.

Product development was another focus in 2025. Beeline launched BeelineEquity, a blockchain-enabled, fractional home equity product that allows homeowners to access liquidity without taking on traditional debt. The company reported that several BeelineEquity transactions were completed by the end of the year, with a developing pipeline entering 2026. Management noted that the product is currently focused on the top 20% of U.S. ZIP codes by home value, where home equity levels are highest and competitive penetration remains limited.

In the shareholder letter, Liuzza framed Beeline’s addressable market around two large demographic segments. For younger borrowers, particularly millennials and gig-economy workers, the company aims to simplify access to mortgages using AI-driven underwriting that can deliver near-real-time eligibility assessments. According to data cited from National Mortgage Professional, homeownership rates remain relatively low among younger generations, with only 54.9% of millennials owning homes in 2024 (https://ibn.fm/wzbfE). Beeline’s platform is designed to reduce barriers for these borrowers.

At the same time, a significant portion of Beeline’s lending activity supports buyers of real estate investment properties. Management emphasized that the platform is being used not only for primary residences but also to help millennial and Gen Z borrowers enter property investing, an area where traditional lenders can be less flexible.

Looking ahead, the letter outlines management’s priorities for 2026. Beeline plans to increase transaction volumes across its core mortgage business, title operations, and BeelineEquity platform. Liuzza pointed to improving mortgage market conditions, noting that a larger share of outstanding mortgages are now priced closer to 6% rather than the sub-3% levels seen in prior years. Management expects that declining rates could stimulate home sales and cash-out refinancing activity, which would also support growth in Beeline’s title business.

The letter also references broader policy developments, including a recent announcement by President Trump directing Freddie Mac and Fannie Mae to purchase mortgage-backed securities in an effort to lower mortgage rates. While Beeline did not provide forecasts tied to these developments, management characterized the environment as more supportive of transaction activity.

On the operational side, Beeline plans to continue scaling its technology stack. The company said it will further augment back-office mortgage production with AI tools to improve efficiency without proportionally increasing costs. Beeline also disclosed plans to integrate BlinkQC with the Encompass platform, enabling broader distribution of the product through a partner, Stellar Innovations, and supporting software-as-a-service revenue without diverting internal resources.

Finally, Liuzza addressed Beeline’s minority ownership in MagicBlocks, an AI company focused on sales, chat, and customer service functions. Beeline owns approximately 48% of MagicBlocks, which operates independently and has attracted outside private equity capital.

In closing, the shareholder letter positions Beeline as a more focused fintech following its restructuring, with a digital mortgage platform that management believes is capable of supporting higher volumes and a broader mix of products. “Beeline is transforming from a diversified holding company to a focused fintech disruptor, capitalizing on its innovative platform to gain market share in the mortgage industry. The past year was transformative, establishing a firm foundation for accelerated growth in 2026 as we continue to disrupt the industry,” Liuzza concluded.

For more information, visit the company’s website at www.MakeABeeline.com.

NOTE TO INVESTORS: The latest news and updates relating to BLNE are available in the company’s newsroom at https://ibn.fm/BLNE

• OptimumBank Holdings, Inc. completed a multi-step modernization of its capital structure at year-end 2025.
• AllianceBernstein increased its long-term economic exposure while maintaining governance balance through preferred equity.
• The company simplified its Series B Preferred Stock to improve transparency and comparability for investors.
• Capital changes were designed to reduce structural complexity, versus deliver economic benefits to management.
• Fully diluted tangible book value stood at approximately $4.97 per share as of the third quarter of 2025.
• Management views the streamlined capital framework as supportive of continued asset growth beyond $1.1 billion.

OptimumBank Holdings (NYSE American: OPHC), a community and business bank serving Florida, entered 2026 having completed a broad reworking of its capital structure, a process management describes as laying a clearer foundation for the company’s next phase of growth. The initiative, detailed in a January 5 announcement, reflects coordinated actions by OptimumBank’s largest institutional investor and key insiders, with an emphasis on transparency, alignment, and long-term flexibility (https://ibn.fm/bvijW).

The Fort Lauderdale-based holding company said the changes were undertaken to modernize legacy equity arrangements and to better reflect the scale the institution has reached. OptimumBank Holdings, Inc. surpassed $1.1 billion in assets last year, a milestone that Chairman Moishe Gubin has cited as a natural point to reassess how capital is structured and presented to the market.

A central element of the update involved AllianceBernstein, the global asset manager that has been a long-standing institutional investor in the company. Over the past two years, AllianceBernstein has increased its economic exposure through a mix of open-market purchases, direct investments in common and preferred equity, and conversions of voting common stock into non-voting equity. Most recently, in October 2025, AllianceBernstein converted 350,000 shares of common stock into preferred stock.

The structure allows AllianceBernstein to deepen its economic alignment with OptimumBank while remaining within regulatory ownership limits applicable to banking institutions. The non-voting shares remain fully exchangeable into voting common stock, preserving flexibility over time without concentrating voting control.

“This approach reflects AllianceBernstein’s long-term confidence in the company and OptimumBank’s management team,” Gubin said in the announcement. He emphasized that the arrangement supports growth while maintaining what he described as appropriate governance balance.

Alongside the institutional activity, OptimumBank Holdings, Inc. undertook a simplification of its own equity framework. The company amended and restated the terms of its Series B Preferred Stock, consolidating multiple historical sub-series into a single, unified class. Management said the goal was to enhance clarity and consistency for shareholders and analysts reviewing the company’s disclosures.

The amendment standardized conversion mechanics and brought the Series B Preferred Stock into diluted common share counts and diluted earnings-per-share calculations. The company also retrospectively updated diluted EPS disclosures to reflect the revised presentation, improving comparability across reporting periods.

According to OptimumBank Holdings, Inc., the changes did not provide any new economic benefit to management or insiders. The Series B Preferred Stock does not carry dividend income or additional economic participation and is defined primarily by its legacy conversion features and liquidation preference. Management characterized the security as non-yield-bearing and not economically advantaged.

For context, the company disclosed that, on an illustrative as-converted basis, outstanding Series B Preferred Stock would equate to 11,113,889 shares of common stock, while Series C Preferred Stock would represent 875,641 shares. Series C is convertible on a one-for-one basis into common stock and is structured to align more directly with common equity ownership.

As of the end of the third quarter of 2025, OptimumBank Holdings, Inc. reported total common and preferred equity of 23,523,473 shares on an as-converted basis. Fully diluted tangible book value was approximately $4.97 per share. The company stressed that this disclosure is intended to provide additional transparency rather than signal an expectation of conversion.

Approval of the Series B amendment came from holders of that class, including Gubin and Director Michael Blisko, both of whom have been long-term investors in the company. Gubin said the timing of the changes reflected how the institution has evolved since the preferred securities were first issued.

“OptimumBank Holdings, Inc. is at a very different stage today than when these preferred securities were originally issued,” Gubin said. He added that simplifying the capital structure and improving disclosure were deliberate steps aimed at aligning the framework with the company’s current scale and trajectory.

“The coordinated efforts between our major institutional partners and our Board reflect a unified conviction in the company’s future. By optimizing our equity classes and increasing our structural capacity, we are ensuring that our capital architecture is built to support OptimumBank’s push past its current $1.1 billion asset milestone,” Gubin said. “Michael and I are proud to lead this effort to clear the path for the next chapter of our community banking success, while remaining fully aligned with shareholders and focused on supporting the company’s continued growth, market presence, and long-term value creation.”

Beyond the technical aspects of equity classes, the capital update fits into a broader growth narrative that management has discussed publicly. In a recent interview, Gubin noted that the company has delivered compound growth on the order of roughly 30% over the past several years and believes that momentum is sustainable. He also highlighted that OptimumBank Holdings, Inc. is currently generating meaningful annual net income, which, under prudent capital assumptions, supports the company’s ability to continue expanding its balance sheet over time.

Operationally, OptimumBank Holdings, Inc. positions itself as a community-oriented banking organization focused on personalized service. Gubin has emphasized that OptimumBank’s differentiation lies in relationship-based lending and client familiarity rather than geographic reach.

For more information, visit OptimumBank’s website at www.OptimumBank.com.

NOTE TO INVESTORS: The latest news and updates relating to OPHC are available in the company’s newsroom at https://ibn.fm/OPHC

• Safe Pro Group recently presented its advanced demining technology in Kyiv at a panel called “Protection of Ukraine’s Critical Infrastructure: Challenges & Solutions.”
• The presentation comes after the company has spent over three years in Ukraine supporting recovery and reconstruction efforts.
• Safe Pro’s technology analyzes drone images and video to detect and classify explosive threats and other small objects, in support of defense, security, and humanitarian missions by improving situational awareness.

Safe Pro Group (NASDAQ: SPAI), a developer of AI-powered defense and security solutions, recently presented the company’s AI demining technology at a panel hosted by the Society of American Military Engineers (“SAME”) at a recent conference in Kyiv (https://ibn.fm/Jlrp8).

The invite-only event brought together senior representatives from Ukrainian government institutions, international organizations, and several others to address security and infrastructure-related challenges that are important to the long-term recovery of Ukraine.

The presentation comes after Safe Pro has spent over three years maintaining an on-the-ground presence in Ukraine supporting demining efforts, and executed several memoranda of understanding with government, commercial and university stakeholders expected to play central roles in Ukraine’s post-conflict recovery, including agriculture, transportation, and natural resource development. 

During the presentation, Safe Pro presented updated data from a recent 18-month field study that validated the significant operational and financial impact of the company’s SpotlightAI(TM) image processing technology. Findings from the study show that the technology boosts survey productivity by more than 800% and was responsible for the detection of 550% more unexploded ordnance (“UXO”) and explosive remnants of war (“ERW”) per hectare than traditional methods.

The presentation also demonstrated how the company’s technologies can accelerate demining and reconstruction at national scale. Specifically, the company’s Safe Pro Object Threat Detection (“SPOTD”) AI platform is able to analyze drone images and videos to detect and classify explosive threats. The platform is capable of identifying and locating more than 150 different types of objects, boosting situational awareness for ground teams and making high-risk field missions safer.

The technology has been deployed in active operational environments throughout the Ukraine for 3 years, helping create a proprietary dataset of more than 2.26 million drone images. To date it has identified more than 41,400 threats and covered around 28,000 acres of land. Safe Pro believes that this real-world validation positions the company to address the expanding demand for AI-enabled threat detection and post-conflict recovery solutions in the country where, according to President Volodymyr Zelenskyy, an estimated $800 billion in reconstruction funding through vehicles such as the U.S.-Ukraine Reconstruction Investment Fund and other multilateral and private-sector initiatives is needed.

About Safe Pro Group Inc. (NASDAQ: SPAI)

Safe Pro Group is a mission-driven tech company that develops and delivers AI-powered security and defense solutions. At the heart of the company is a computer vision technology that can identify and locate small objects in drone video and images. The company’s vision is to lead the evolution of security and threat detection to empower governments, humanitarian organizations, and enterprises to better respond to evolving threats.

For more information, visit the company’s website at www.SafeProGroup.com.

NOTE TO INVESTORS: The latest news and updates relating to SPAI are available in the company’s newsroom at  https://ibn.fm/SPAI

Disseminated on behalf of Search Minerals Inc. (TSX.V: SMY) (OTC: SHCMF) and may include paid advertising.

• Direct coastal access via the Port of St. Lewis eliminates costly multi-modal transport, giving Search Minerals a logistical and cost advantage over inland rare earth projects
• Proximity to established North Atlantic shipping routes positions the company for efficient access to European and North American critical minerals markets
• A growing rare earth resource base, combined with proprietary low-impact processing technology, strengthens Search Minerals’ role in supply chains

Every company is looking for an edge. Search Minerals (TSX.V: SMY) (OTC: SHCMF) is leveraging a rare and increasingly valuable advantage in the race to develop secure rare earth element (“REE”) supply chains: direct coastal access. Its core assets within the Port Hope Simpson – St. Lewis Critical Rare Earth Element (“CREE”) District on Labrador’s southeastern coast are positioned to benefit from immediate proximity to deep-water port infrastructure, significantly reducing logistical complexity and transportation costs compared to inland competitors.

In an industry where infrastructure often determines economic viability, Search Minerals’ location offers a meaningful competitive edge. The company’s deposits are situated near the Port of St. Lewis, providing direct access to North Atlantic shipping routes that connect efficiently to both European and North American markets. This coastal positioning eliminates the need for costly multi-modal transport systems, such as long-haul trucking to rail terminals, that burden many inland rare earth projects.

Proximity to Port Infrastructure Reduces Logistical Risk

The Deep Fox deposit is located approximately two kilometers from the Port of St. Lewis, while the Foxtrot deposit lies about ten kilometers away, connected via paved and all-weather gravel roads. This proximity allows ore and concentrates to be transported directly from mine sites to port facilities, simplifying logistics and lowering operating costs.

Transportation expenses can represent a substantial portion of overall mine operating costs, particularly for rare earth projects where ore often requires on-site processing before shipment. Search Minerals’ coastal access materially improves its cost structure and project economics by minimizing haulage distances and reducing dependence on complex infrastructure buildouts.

Gateway to Global Rare Earth Markets

The Port of St. Lewis connects directly to established North Atlantic shipping lanes, providing efficient access to key global markets. As demand for rare earth elements accelerates, driven by the green revolution, renewable energy systems, and advanced technologies, the ability to ship concentrates directly to Europe and North America positions Search Minerals within a resilient and strategically important supply chain.

This access is especially significant as governments and manufacturers increasingly prioritize secure, non-Chinese sources of critical minerals. Search Minerals’ coastal infrastructure and geographic positioning align closely with these evolving supply chain priorities.

Proven Mining Jurisdiction with Established Infrastructure

Newfoundland and Labrador have a long history of supporting large-scale mining operations and resource development. Over more than six decades, the province has hosted continuous mineral production, including globally significant operations that rely on coastal infrastructure.

Notable examples include the Labrador Trough iron ore district and Vale’s Voisey’s Bay nickel-copper-cobalt operation, both of which depend heavily on marine transportation for shipping ore and concentrates. This track record underscores the province’s ability to support complex mining logistics and large-scale export operations.

Search Minerals also benefits from proximity to established communities such as Port Hope Simpson, Mary’s Harbour, and St. Lewis, providing access to skilled labor, local services, and regional support. Community engagement and infrastructure readiness further strengthen the company’s development profile and long-term operational outlook.

Resource Base and Exploration Upside

The Port Hope Simpson – St. Lewis CREE District hosts significant rare earth mineralization. Combined indicated mineral resources at the Deep Fox and Foxtrot deposits total approximately 15.1 million tonnes, containing critical rare earth elements such as praseodymium, neodymium, dysprosium, and terbium. 

Beyond these established resources, Search Minerals continues to expand its exploration footprint across Fox Harbor. Ongoing prospecting, trenching, and mapping programs are focused on high-potential targets including Fox Lady, Fox Run, Krazy Fox, and Silver Fox. These efforts aim to build additional scale and optionality within the district.

Positioned for a Growing Global Supply Chain Role

As demand for critical rare earth elements continues to grow, Search Minerals’ strategic coastal location, established resource base, and proprietary technology position the company for long-term relevance in the global supply chain. The company has also pursued strategic collaborations, including technical agreements with the Saskatchewan Research Council and USA Rare Earth LLC, further reinforcing its development pathway.

By combining infrastructure advantages, geological potential, and innovative processing, Search Minerals is building a compelling platform for participation in North American and European rare earth markets. With supportive government policy, community engagement, and continued exploration success, the company is well positioned to emerge as a meaningful supplier of critical rare earth elements in the years ahead.

For more information, visit the company’s website at https://searchminerals.ca.

NOTE TO INVESTORS: The latest news and updates relating to SHCMF are available in the company’s newsroom at https://ibn.fm/SHCMF

• Earth Science Tech operates a diversified, revenue-generating holding company model with core exposure to pharmaceutical compounding and telemedicine markets.
• The company has demonstrated operational execution through asset growth, profitability, and disciplined share reduction initiatives.
• Regulatory alignment, including SIC 2834 pharmaceutical classification and FINRA Form 211 clearance, enhances transparency and market credibility.
• A multi-subsidiary structure provides organizational flexibility across pharmaceutical, telemedicine, healthcare, real estate, and consumer operating businesses.
• The company is led by an executive team with experience across operations, finance, technology, and strategic management, providing continuity and oversight across its operating platforms.

Earth Science Tech (OTC: ETST) is a strategic holding company that builds value by acquiring and actively managing operating businesses in pharmaceuticals, telemedicine, healthcare services, real estate, and select consumer markets. The company focuses on controlling interests in subsidiaries where operational oversight, regulatory compliance, and disciplined scaling can drive durable growth.

Since 2022, Earth Science Tech has completed a deliberate transition away from legacy activities and repositioned the organization around healthcare and pharmaceutical operations. That shift has been supported by regulatory alignment, expanding operating capabilities, and the assembly of a diversified portfolio of revenue-generating businesses.

Today, the company’s approach emphasizes execution, capital discipline, and long-term value creation across its operating platforms, with a focus on scaling businesses that can grow sustainably while enhancing shareholder value.

The company is headquartered in Miami, Florida.

Subsidiaries

Earth Science Tech conducts its operations through a portfolio of wholly owned and majority-owned subsidiaries spanning pharmaceutical compounding, telemedicine, healthcare services, real estate development, and direct-to-consumer products.

• RxCompoundStore.com LLC – A fully licensed compounding pharmacy based in Miami, Florida, authorized to fulfill prescriptions across more than 20 U.S. states and Puerto Rico, with ongoing licensure expansion efforts nationwide.
• Mister Meds LLC – A Texas-based compounding pharmacy operating from a 5,000-square-foot facility with advanced sterile and hazardous drug compounding capabilities, acquired to expand production capacity and geographic reach.
• Peaks Curative LLC – A telemedicine referral platform providing asynchronous consultations for Peaks-branded compounded medications, supported by an expanding provider network and recent entry into the veterinary market through Zoolzy.com.
• DOConsultations LLC – An online telehealth platform focused on customized medication formulations, supporting direct-to-patient delivery through partner pharmacies.
• Las Villas Health Care Inc. – A brick-and-mortar and telehealth healthcare provider serving the Spanish-speaking community, offering specialized wellness and sexual health services.
• Avenvi LLC – A diversified real estate development and asset management company overseeing property investments, development projects, and the company’s ongoing share repurchase program.
• MagneChef (80% interest) – A direct-to-consumer retail brand leveraging proprietary intellectual property to develop and market kitchen and cooking-related products, with recent expansion into premium American-made BBQ tools.
• Earth Science Foundation Inc. – A 501(c)(3) nonprofit organization serving as the company’s charitable arm, providing financial assistance for prescription costs to qualified individuals.

Collectively, these subsidiaries provide Earth Science Tech with diversified exposure across regulated healthcare services, digital health platforms, real estate assets, and proprietary consumer brands.

Market Opportunity

Earth Science Tech is primarily positioned within the pharmaceutical compounding and telemedicine markets, both of which are experiencing sustained growth driven by demand for personalized healthcare solutions, expanded access to care, and increasing adoption of remote service models.

The pharmaceutical compounding market continues to benefit from rising demand for customized medications, improved patient adherence, and supply-chain flexibility. According to Grand View Research, the global compounding pharmacies market was valued at approximately $13.1 billion in 2023 and is projected to reach $18.6 billion by 2030, representing a compound annual growth rate of 5.11% from 2024 to 2030. Earth Science Tech’s compounding operations through RxCompoundStore.com and Mister Meds align directly with this expanding market segment.

Telemedicine represents a second core growth vertical for the company, supporting the clinical delivery of pharmaceutical products and healthcare services. According to Fortune Business Insights, the global telemedicine market was valued at $111.99 billion in 2025 and is projected to grow to $532.08 billion by 2034, reflecting a compound annual growth rate of 20.0%, with North America accounting for approximately 48% of market share in 2025. Platforms operated by Peaks Curative and DOConsultations participate directly in this rapidly expanding digital health ecosystem.

Additional exposure to specialty healthcare clinics and real estate development provides diversification alongside the company’s core pharmaceutical and telemedicine operations.

Leadership Team

Giorgio R. Saumat, Chief Executive Officer and Chairman of the Board, is an investor and entrepreneur with more than 20 years of experience investing in, operating, and advising private businesses, including founding CASAU Group, a private equity firm focused on real estate, and POINT96 Consulting, which provides strategic planning services to businesses and accredited investors.

Ernesto L. Flores, Chief Financial Officer, is a financial executive with over a decade of experience in accounting, taxation, and financial management, having held senior roles overseeing compliance and financial operations at logistics and investment firms.

Mario G. Tabraue, President and Chief Operating Officer, brings experience across real estate, maritime operations, and digital infrastructure and was instrumental in acquiring RxCompoundStore.com with the vision of scaling it into a nationally competitive pharmaceutical and telemedicine platform.

Christopher Rose, Chief Technology Officer, is a technology and automation executive who previously led enterprise-wide automation initiatives at a Fortune 100 company, delivering large-scale operational efficiencies and global process automation.

For more information, visit the company’s website at https://earthsciencetech.com.

NOTE TO INVESTORS: The latest news and updates relating to ETST are available in the company’s newsroom at https://ibn.fm/ETST

• TechForce Robotics is expanding its portfolio with automation, robotics, and AI solutions, reshaping the service and hospitality industries
• The company operates on the nexus of automation, emerging consumer trends, and practical AI deployment
• These latest updates underscore the company’s mission to capitalize on innovative-driven, high-growth markets through strategic positioning

Nightfood Holdings Inc. (OTCQB: NGTF) d.b.a. TechForce Robotics, is slowly transitioning into a strategic investor and operator in sectors driven by innovation. With solid footprints in food services, hospitality, and real estate sectors, the company is incorporating artificial intelligence and robotic automation into its growth plan, underscoring a deeper focus on leading markets experiencing rapid evolution (ibn.fm/z7NsW).

NGTF was founded with a focus on identifying explosive market trends early and implementing them with agility, speed, and cross-sector expertise. Primarily focused on consumer-facing industries, the company has amassed a portfolio that leverages evolving lifestyles, preferences, and unmet consumer needs. By focusing on food and hospitality services, sectors that are seriously affected by cost pressures, labor shortages, and rising expectations for digital adoption, the company is strategically aligning its investment thesis with robotics and AI as primary growth engines.

TechForce signifies an evolution of Nightfood’s broader vision, highlighting the company’s belief that automation and robotics are going to redefine customer experience and operational efficiency across different sectors. From AI-powered services and automated order fulfillment platforms in hospitality to robotic process automation in back-end service environments, NGTF is positioning itself to optimize value where technology aligns with real-world demand.

The company’s strength lies in its ability to identify innovation inflection points long before they are widely adopted. With global markets struggling with rising labor costs, skill gaps, and increased consumer expectations for personalization and speed, AI and robotic solutions are quickly gaining traction. The company’s interest in this space reflects a well-curated strategy aligned with its role as an AI-driven service-robotics and hospitality-technology platform, focused on establishing category leadership and deploying capital to build the industry’s first vertically integrated AI automation ecosystem.

TechForce’s current structure as a holding company makes it possible for it to pursue a broad but cohesive strategic approach. By spreading risk across hospitality, real estate, and robotics, the company seeks to create a solid portfolio that thrives on interconnected trends. NGTF’s blog and investor updates further highlight its futuristic posture. Through insights on market dynamics, strategic partnerships, and emerging tech adoption, the company intends to pursue existing opportunities with foresight and discipline.

With the rapid evolution of markets under the influence of robotics, AI, and digital transformation, TechForce Robotics’ inroads into these domains strategically place it as a key player in high-potential sectors.

For more information, visit the company’s website at NightfoodHoldings.com.

NOTE TO INVESTORS: The latest news and updates relating to NGTF are available in the company’s newsroom at https://ibn.fm/NGTF